Survey 20% of people say they dont follow a monthly budget

Survey 20% of people say they 'don’t follow a monthly budget' Survey 20% of people say they 'don’t follow a monthly budget' Research has found that 31% of Americans have at least six months’ worth of money put aside for emergencies, but recent data from Comet Financial Intelligence shows that 20% don’t use a budget to keep track of their money over the course of a month and 23% don’t even have a savings account.Relying on “self-reported data,” Comet surveyed 1,002 people using Amazon’s Mechanical Turk.These are the areas where people fall short with their moneyWhile 67% of people surveyed say they haven’t been to “a financial seminar or program,”  just under one-quarter of them say they don’t have a financial savings account.  Many people also don’t seem to have a clue about what it’s like to be a financial advisor.The 10 things that freak people out the most when it comes to moneyThe most popular worry is putting money away for retirement at 63.4%, while the least popular one is “frivolous spending” at 16.3%. Being able to go on a major trip is also a concern for people survey ed.  What you do with your money is ultimately your choice, but act wisely - how you use it can have a huge impact on your quality of life.